Photography for Insurance Claims Engagement

What is the Photography for Insurance Claims Engagement?

The Photography for Insurance Claims Engagement is a 2026 WGAN master template contract for real estate photographers, 3D tour creators, and reality-capture professionals providing documentation imaging in support of insurance loss adjustment. It governs residential and commercial claims work including post-disaster scans, scope-of-damage capture, and pre/post-restoration photography, addressing chain-of-custody requirements, metadata preservation, evidence-grade authenticity standards, and payment terms tied to claim settlement.

When should you use this form?

Use the Photography for Insurance Claims Engagement when a public adjuster, restoration contractor, attorney, or property owner hires a photographer to document an insured loss — such as fire, flood, storm, or structural damage. It is appropriate for single-visit documentation sessions, multi-phase pre/post-restoration comparisons, aerial drone roof surveys under FAA Part 107, and any assignment where deliverables may be used as evidence in a formal insurance claim or dispute.

What's included in this template?

• Scope of documentation services including HDR, 3D scan, drone, and comparison imagery
• Evidence integrity provisions covering metadata preservation and chain-of-custody
• Fees, settlement-contingent payment options, and reimbursable expense terms
• Indemnification, hold-harmless, and liability limitation clauses
• Confidentiality obligations for claim-related information and deliverables
• Aerial and drone operations addendum with FAA Part 107 confirmations
• Warranty disclaimer and governing law provisions
• Schedule A: loss and claim details, deliverables list, and fee schedule

How do I fill out this form?

1. Open the form at forms.wgan.info. Navigate to forms.wgan.info and locate the Photography for Insurance Claims Engagement template in the WGAN Forms Library to open the online fill-in interface.
2. Enter photographer and client details. Type the photographer's legal name, the client's name and role (public adjuster, attorney, property owner, etc.), and the effective date of the engagement into the designated fields.
3. Complete property and claim information. Fill in the property address, insurance claim number, and carrier name in Section 1, then select the applicable service types such as HDR photography, 3D scan, drone, or restoration comparison.
4. Set fees and payment terms. Enter rates, expense allowances, and any settlement-contingent payment conditions in Section 3 and the Schedule A fee fields to reflect the agreed compensation structure.
5. Select optional provisions. Check the Aerial/Drone Operations addendum if drone services are included, and review indemnification and confidentiality sections to confirm all applicable clauses are active.
6. Download and distribute the completed form. Click the download button to save the populated PDF or document file, then share copies with the client for review and signature prior to beginning any on-site documentation work.

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Table of contents

1. 1. Scope of Documentation Services
2. 2. Evidence Integrity
3. 3. Fees, Settlement-Contingent Options, and Expenses
4. 4. Indemnification, Hold Harmless, and Liability
5. 5. Confidentiality
6. 6. Aerial / Drone Operations (If Selected)
7. Warranty and Disclaimer
8. Limitation of Liability
9. Governing Law and General Provisions
10. Signatures
11. A.1 Loss and Claim
12. A.2 Deliverables and Fees