Photography for Insurance Claims Engagement — WGAN 2026 form template.
IMPORTANT — NOT LEGAL ADVICE
We Get Around Network (WGAN) is not a law firm and does not provide legal advice. This document is a sample template provided as a thought-starter for WGAN members and the broader 3D tour and real-estate-photography community. You should consult a licensed attorney in your jurisdiction before signing, modifying, or relying on this agreement for any commercial purpose.
PHOTOGRAPHY FOR INSURANCE CLAIMS ENGAGEMENT
Documentation imaging for loss adjustment, public-adjuster, and claims work
2026 Master Template · U.S. General — adapt to your state
WHEN TO USE THIS FORM
Use this Engagement for documentation imaging tied to insurance claims — residential or commercial loss, post-disaster scans, scope-of-damage 3D capture, and pre/post-restoration photography. The Client is typically a public adjuster, restoration contractor, attorney, or property owner pursuing a claim. This form addresses the unique needs of claims work: chain-of-custody, metadata preservation, evidence-grade authenticity, and payment terms keyed to claim settlement.
This Photography for Insurance Claims Engagement (this “Engagement”) is entered into and effective as of [EFFECTIVE DATE] by and between [PHOTOGRAPHER LEGAL NAME] (the “Photographer”), and [CLIENT NAME], a [PUBLIC ADJUSTER / RESTORATION CONTRACTOR / ATTORNEY / PROPERTY OWNER / INSURED] (the “Client”).
Photographer will produce documentation imaging of the loss at [PROPERTY ADDRESS] (the “Property”) in support of insurance claim [CLAIM NUMBER OR — TBD —] against carrier [CARRIER NAME]. Services may include:
…
Excerpt only. Full document available after download.
Official sources to consult when customizing this template. These supplement, but do not replace, advice from a qualified attorney licensed in your jurisdiction.
IRS guidance on the legal test that distinguishes a 1099 contractor from a W-2 employee.
SBA basics on small-business contracting and key clauses.
Other templates capture pros use alongside this one.
Independent Contractor Agreement — WGAN 2026 form template.
Mutual Non-Disclosure Agreement — WGAN 2026 form template.
Service Level Agreement — WGAN 2026 form template.
Statement of Work — WGAN 2026 form template.